Why Most People Suffering from Finance ?


Interactive Era of Referral Association (IERA) is the trend that is coming in the future after the decades of DSAs, MLMs, Networking & IDMSs have done their bit and now saturating.  The truth is the top of the IERA system is open to everyone-unlike traditional corporate systems, which allow only one person to reach the top of the company.


The reason most people do not reach the top is simply because they quit too soon. So why someone would quit short of the top? Most people join only to make money. If they don’t make money in the first few months or years, they become discouraged and quit (and then often bad-mouth the industry!). Others quit and go looking for a company with a better compensation plan. But joining to make a few quick dollars is not the reason to get into this kind of business, as to change quadrant is a revolutionary task. We simply need to follow the rules of the game while playing.

Cash Flow Quadrant:

Everybody wants to be rich or at least financially secure. However, today more and more people are finding it harder to keep their head above water financially. And from our vintage point, We have been seeing that, a lot of people giving up hope and feeling that winning the lottery or inheriting is the only way they can become financially independent.
There is another way of getting ahead financially. First you must learn the difference between financial freedom and financial security.


Where we stand ?


How Do You Know What Quadrant You Belong?

E Quadrant:




“E” (employee) – This group of people looks for “job security” and “benefit”. They keep going from job to job in search of freedom. Fear of losing job security and benefit


S Quadrant:

S Quadrant

“S” (self-employed) – These are peoples who want to ‘Be their own boss.’ Or they like to: “Do their own thing.” “Do-it-yourself” Fear of losing control.




In Quadrant E or SE people work for 40/40 (8 hours 5 days a week for 40 years) There whole life income graph typically looks like this:


By age of 20-25 everybody start making money and by the age of 40 there is a situation that occurs may be like education of children, a new home, hospitalization and so on, resign they take loan and the rest of life is gone in repayments of the loan. Today 95% people are doing this.
On the left side of the Quadrant, employees and self-employed individuals represent earning money on their own, as an individual. This means your income potential is not infinite, limited to your own ability and your personal time to perform. There are only so many hours in a day.


B Quadrant:

B Quadrant



“B’ (business owner) – Those who are true “B” like to surround themselves with smart people from all four categories. They have a good system, working for them. Leadership is bringing out the best in people.



I Quadrant:


I Quadrant


“I” (investor) – Investors make money from money. They do not have to work because their money is working for them. The “I” quadrant is the playground of the rich.




So, now you have understood from which quadrant you belong!

Most schools train people for the E and S quadrants.
Most MBA programmers are training students for high paying jobs in the corporate world as in E. That is great. What we should also know is that 90% of people find themselves in the E and S quadrants earning 10% of the money. Ten percent of people find themselves in the B and I quadrants earning 90% of the money.  So what if you want to move from E/S to B & I Quadrants.
You need to know it is possible but one of the Quotation-Ogwo-David-Emenike-school-freedom-mind-slavery-inspirational-education-Meetville-Quotes-56348toughest challenges one can take. Being a B
quadrant business entrepreneur is not an easytask but it is possible.
Therefore you must ask yourself do I have what it takes am I willing to go beyond my comfort zones.



The only difference between a rich person and a poor person is what they do in their spare time.




 If you are going to be busy anyway, be busy on both side of the Quadrant.





What Are the Most people Afraid Of ? The Answer May Surprise You!

USA Today released an interesting article that turned many heads.
aThey ran a survey that found the greatest fear in most of the people is today that they are Losing their job.Surprisingly, what people are? Most afraid of is running out of money during retirement.
That’s a very real concern and a very real fear simply because, as we have seen in the last four years, the Stock market hasn’t done that well. It goes up as well as down. We know people today who are in their 80s and looking for jobs because their finances were wiped out between 2000 and 2007.  This is the fear of the future, the lack of financial stability or security that people are concerned about.

So In Which Quadrants Will You Have the Most Success?


Now it’s your turn to look at the quadrants.
The question you may want to ask yourself is, “Which quadrant or quadrants are best for me?One of the reasons many people fail to become successful in their lives is because they are afraid to change quadrants. Most people only change jobs.




IERA (Interactive Era Referral Association)


A Perfect BusinessA Perfect Business

Opportunity for All: No Prior Qualifications Needed For Success
 The industry doesn’t care what college you studied in, how much money you make today, What race or sex you belong to or how good looking you are. It is truly one of the only businesses where everyday people can attain their dreams of financial freedom.


  Person Behind the Company .   Let us help you get started!

When you start a new business you need to understand the following.

Person behind the company the Management?d
Company must be Ethical Pratic .
Business should be based on trend?
Platform should be international.
Product & Service’s should be requirements of people?
Business approach must be globally? (IT + Courier)
What is the payment system?
Product should be tangible?

And the most import 5 Steps 

  1. Leverage : Can I train other people to work for me?

  2. Control : Do I have a protected service that belongs to me?

  3. Creativity : Will the business allow me to be creative and develop my own personal style and talent?

  4. Expandability : Can my business grow indefinitely?

  5. Predictability : Is my income predictable if I do what is expected of me? If I am successful and keep expanding my business will my income increase with my success and hard work?.

Take Control of Your Future

Why you need to have a business of your own


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Source of this Article Robert T Kiyosaki

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